7/3/2009 · Kategori: banka
HSBC Holdings was established in 1990 to become the parent company to The Hongkong and Shanghai Banking Corporation in preparation for its purchase of Midland Bank and a change of domicile for the transfer of sovereignty of Hong Kong. Shares in HSBC Holdings were first listed on the London Stock Exchange and Hong Kong Stock Exchange in 1991. The acquisition of Midland Bank giving HSBC a substantial presence in the UK was completed in 1992 and the headquarters of HSBC Holdings moved from 1 Queens Road Central, Hong Kong to 10 Lower Thames Street, London in 1993.
Major acquisitions in South America started with the purchase of Banco Bamerindus of Brazil for $1bn in March 1997 and the acquisition of Roberts SA de Inversiones of Argentina for $600m in May 1997.
In May 1999 HSBC embarked on a major acquisition in the United States with the purchase of Republic National Bank of New York for $10.3bn.
Expansion into Continental Europe took place in April 2000 with the acquisition of Crédit Commercial de France, a large French bank for £6.6bn.
In July 2001 HSBC bought Demirbank, an insolvent Turkish bank. Then in August 2002 HSBC acquired Grupo Financiero Bital, SA de CV, Mexico's largest retail bank for $1.1bn.
The new headquarters of HSBC Holdings at 8 Canada Square, London officially opened in April 2003.
In November 2002 HSBC expanded in the United States acquiring Household International, a US credit card issuer for £9bn. In a 2003 cover story, The Banker noted "when banking historians look back, they may conclude that [it] was the deal of the first decade of the 21st century".
Then in September 2003 HSBC bought Polski Kredyt Bank SA of Poland for $7.8m.
A terrorist attack took place in November 2003: a bomb blast in Istanbul damaged the bank’s head office in Turkey, causing several deaths and hundreds of injuries.
In October 2003 HSBC bought the Bank of Bermuda for $1.3bn.
In June 2004 HSBC expanded into China buying 19.9% of the Bank of Communications of Shanghai.
In the United Kingdom HSBC acquired Marks & Spencer Retail Financial Services Holdings Ltd for £763m in December 2004.
Acquisitions in 2005 included Metris Inc, a US credit card issuer for $1.6bn in August and 70.1% of Dar Es Salaam Investment Bank of Iraq in October.In April 2006 HSBC bought the 90 branches in Argentina of Banca Nazionale del Lavoro for $155m.Later that year, in July HSBC bought Grupo Banistmo, the largest financial services company in Central America, based in Panama for $1.8bn.
In December 2007 HSBC acquired The Chinese Bank in Taiwan.
In May 2008 HSBC acquired IL&FS Investment, an Indian retail broking firm.
Operations
Corporate profile
In February 2008, HSBC was named the world's most valuable banking brand by The Banker magazine. Not known for marked fluctuations in securities exchanges around the world relative to its rivals, HSBC is more well known in banking circles for its conservative and risk-averse approach in its business operations - a company tradition going back to the 19th century. In its technical management, however, HSBC has recently suffered a series of headline-making incidents in which some customer data were allegedly leaked or simply went missing. Although the consequences turned out to be small, the embarrassing effect on the group's image did not go unnoticed.
As of April 2, 2008, according to Forbes magazine, HSBC was the fourth largest bank in the world in terms of assets ($2,348.98 billion), the second largest in terms of sales ($146.50 billion), the largest in terms of market value ($180.81 billion). It was also the most profitable bank in the world with $19.13 billion in net income in 2007 (compared to Citigroup's $3.62 billion and Bank of America's $14.98 billion in the same period).
HSBC is by far the largest bank both in the United Kingdom and in Hong Kong and prints most of Hong Kong's local currency in its own name. Since the end of 2005, HSBC has been the largest banking group in the world by Tier 1 capital.
The HSBC Group has a significant presence in each of the world's major financial markets, with the Americas, Asia Pacific and Europe each representing around one third of the business. With 9,500 offices in 85 countries, 210,000 shareholders, 330,000 staff and 128 million customers worldwide, HSBC arguably has the most international presence among the world's multinational banking giants.
The HSBC Group operates as a number of local banks around the world. Outlined below are countries which, in 2007, generated the top 20 profit before tax figures, with the addition of the United States as specific issues exclude that country from the top 20 for 2007.[34] For details of other group companies see Category:HSBC.
HSBC Bank International.
HSBC Bank International Limited is the offshore banking arm of the HSBC Group, focusing on providing offshore solutions and cross border services to expatriates and migrants. It provides a full range of multi-currency personal banking services to a range of customer segments, including a full internet banking and telephone banking service. Sometimes referred to as "HSBC Offshore", the business also offers independent financial planning, and has representative offices all over the world, often working alongside local HSBC operations in those regions.
HSBC Bank International originated from the business started by Midland Bank and is based in the Channel Islands with further operations on the Isle of Man. Its operations in the Channel Islands are centred around its registered headquarters on the seafront in St Helier, Jersey. Named 'HSBC House', the building comprises departments such as Premier, Global Funds & Investments, e-Business and a 24 hour 'Direct Banking Centre'
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7/3/2009 · Kategori: yat
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A sailing vacation, as with all yacht charters, is made up of four basic variables. The first is the type and style of yacht, the second the charter location, the third is the crew on the yacht and the last is you, the charterer. Whether onboard a sailing yacht or a motor yacht, an ideal charter vacation will match all of these variables with you the charter guest, depending on what you or your family and friends are looking for on your vacation and what your particular interests, likes and preferences are.
Some sailing vacation locations are suited to different charterers for a variety of reasons. The wind and weather is always an important consideration as is the beauty of the scenery, the harbours and the anchorages. Another very important consideration is the quality and quantity of yachts available in each area from which to choose from. It really does depend on what each individual or family is looking for in their sailing holiday.
Chic restaurants and harbours, empty beaches with a private chef, consistent sailing wind, smooth waters, the latest performance sailing yacht or a spacious and comfortable luxury yacht, a large selection of yachts or just a modest selection – each area offers something different. Likewise different yacht styles and crews are suited to different charterers. A charter consultant with be able to discuss these details with you as you plan your vacation.
The Sailing Locations:
The Caribbean is a very well known sailing location due to the warm and consistent trade wind breeze and the beautiful beaches and scenery. Many charter sailing yachts are either based in the Caribbean or sail there in the winter months. There are also famous social yacht races like the St Barts Bucket Regatta and the Antigua SuperYacht Cup. The Caribbean offers famous cruising areas in the Leeward and Windward Islands including places such as the Virgin Islands, St Marten, Anguilla and St Barts as well as Antigua and the Grenadines. Have a look here at the sailing yachts available for a Caribbean yacht charter sailing vacation.
Another well known destination for sailing yacht vacations is the Mediterranean Sea, during summer months. With the largest selection of yachts available, in any area worldwide, Western Mediterranean locations such as the South of France (Riviera), Sardinia and Italy offer beautiful scenery, culture and food as well as every type of sailing yacht imaginable. While the wind is typically not as consistent and settled as the Caribbean with her trade winds, the beauty and cultural experiences of the Western Med’ makes up for reduced time under sail.
The other side of the Mediterranean, the Eastern Med’, tends to generally have more wind for sailing yachts. This area includes Croatia, Greece and Turkey. A more relaxed area, there are also some amazing sights and experiences to be had in the East Med with literally thousands of islands to sail around. There is also a very good selection of sailing yachts here as yachts traveling to the area bolster the numbers of yachts which are based there.
Other well established sailing vacation locations include The Bahamas, New England, The Pacific North West, The South Pacific, The Seychelles & Maldives, as well as South East Asia, & Australasia. Without going into all of them, each one offers something different and unique from a landscape point of view and also weather conditions. There is also a unique selection of sailing yachts in each place. Please go to the locations section to read about each one. At any time there is also a selection of yachts which are cruising around the world and can offer unique holidays in exotic and remote places where there are not normally charter yachts based.
The Yachts
There are a huge number of different sailing yachts and crews available around the world. Each one offers something different and unique, just as each location does. For example there are the latest race yachts, or performance yachts, large and spacious cruising yachts, motor sailors, gullets, classic yachts and catamarans, to name a few. Within these different types there are also of course different sizes and charter prices. Once again, our professional charter brokers have first hand knowledge of the sailing yachts and their crews in each location and they will be able to recommend the best and most suitable yachts for your vacation.
A sailing vacation can be the most relaxing way to spend your annual leave. There are many reasons why a sailing charter vacation is a great option. The main one is flexibility and independence. On a sailing vacation you can enjoy the sun and the scenery in some of the world’s most beautiful spots, but most importantly, you can escape from the onshore crowds. Imagine the difference: Instead of jumping on a plane with 200 others, all off on the same package holiday, you can choose every aspect of your charter vacation, as you wish.
You can sail when you like, eat when you like and literally you go where you like. On a sailboat charter, you can reach secluded bays and untouched beaches. The best part about a charter boat is choice. You can berth in port to enjoy fantastic nightlife, restaurants and great facilities. You can anchor in a sheltered bay, appreciate the sounds of nature and gaze at the twinkling stars, reflecting off the water. A charter vacation can be many things.
Another type of sailing holiday can also be aboard a fully crewed vessel, with other fee paying passengers. Many of the large classic yachts offer sailing vacations of this kind. A typical example would be a traditional Turkish Gullet. Such a charter vacation provides the guidance, basic facilities and services of a cruise boat, all aboard a fine, classic vessel. This type of sailing vacation has the upper hand on authenticity and local knowledge. Usually, the crews have been employed for years and know the cruising area intimately. This type of charter vacation is also a great way to meet new people, especially if there are only two of you. Imagine if you had to organize four of your friends before you could go on your sailing vacation, it may never happen!
Please contact a friendly and knowledgeable CharterWorld consultant here to organise the vacation of a lifetime!
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20/2/2009 · Kategori: teknoloji
Acceletronics is committed to providing high quality, responsive service. Our dispatchers use a computer-aided dispatching system to ensure your calls are responded to in 15 minutes or less, around the clock. Acceletronics service representatives typically service fewer machines per rep than other service providers, so your local Acceletronics engineers will have more time to devote to your needs, resulting in faster response times and fewer repeat problems. Once on the call, your Acceletronics engineer has the experience, resources and back-up available to quickly and efficiently repair your equipment, ensuring you maximum uptime.
Our quality program helps us to monitor and enhance our services and product delivery to ensure the fastest response, the most efficient and cost effective repair and refurbishment solutions and the highest level of quality and satisfaction.
Acceletronics is the only independent radiation therapy equipment service provider and refurbisher in the World that is certified and registered to ISO 9001:2000 Quality System Standards.
Acceletronics is registered with and has been audited by the FDA as a radiation therapy equipment service provider and refurbisher.
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16/2/2009 · Kategori: teknoloji
Welcome to the Dakota Ultrasonics website!We are a manufacturer of industrial ultrasonic testing equipment most commonly used in the petrochemical, aerospace, automotive, and other generally related industries. The pages that follow will provide you with general information regarding our products. If you have any questions, need technical support, or have a request for custom items, please contact us at your leisure using the information provided on this site.Our products are commonly used to determine the thickness of a variety of materials by making contact with only one side of the material being tested. They have the ability to detect very fine pits, flaws, and porosity in materials without having to destroy the material or parts being tested. This is done by converting the transit time of a sound wave, sent into and reflecting back from a defect or opposite surface in the test material, into a length measurement. This technique uses principles similar to that of sonar.We also manufacture a line of ultrasonic bolting equipment that very accurately measures the stress, elongation, and load in threaded fasteners. These products are typically used in critical bolting applications where extreme accuracy is needed. If you have any specific or specialized bolting applications in mind, be sure to contact us to discuss your requirements in detail.
The CMX Multi-Purpose Material & Coating Thickness Gauge- Officially Released!
The new CMX series gauges are the latest addition to the Dakota product line. It's a brand new DSP platform, using FPGA technoloy. We've designed a multi-purpose material and coating thickness platform with a ton of capabilities. The CMX features include: auto probe zero, auto probe recognition, auto temperature compensation, and a stand alone coating only mode. The standard pulse-ehco and thru-paint echo-echo modes are also ongoing features included in the mix. Not only will the CMX simultaneously measure the material and coating thickness, but it will also find pits & flaws at the same time! A custom calibration configuration for both the material and coating types offers extreme linearity. Our custom transducer linearity table enables all of our dual element transducers to operate only with precision. Create and store 64 custom setups for all your common testing applications. Switch into the time based B-Scan view, to enable a cross section view of the material your inspecting. Kick the CMX into high gear, enabling our high speed scan at 50 readings per second! Simply too many attributes to mention everything! Take a closer look at the .pdf specifications for further details
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12/2/2009 · Kategori: banka
Do you have what it takes to become a successful Forex Trader?Forextrading, or any trading for that matter, is an occupation that requiresexperience and the accumulation of proficiency not unlike any other highlyskilled profession. Whether you are a leading executive at a major publicallytraded company, a professional golfer or trading from your kitchen table, thereare 5 key ingredients that one must possess in order to become successful.1. Youmust be Passionate about what you do.As Forex traders we all face one unique setof circumstances that does not exist in any other profession. We get rewardedfor when we succeed and equally punished when we don’t! Could you image acorporate worker one quarter receiving a significant accomplishment bonus andthe next quarter actually getting money taken from their paycheck for missingperformance targets? Not on your life!We do as Forex traders and that is whypassion for what you do will carry you through the tough times that are part ofyour trading business. Asked yourself why you trade currencies and would youstill do it if Forex were not potentially lucrative? Your answers will be quiterevealing. You’ve got to feel your passion for trading!2. You have to ApplyYourself and work hard at it.I talk to so many people that enter into Forextrading with the aspiration of getting rich quick. Without putting the time andenergy into really getting good at trading I see them jump from strategy tostrategy looking for the goose that will lay the golden egg and eventuallyquitting while blaming everything else, except the true cause.I got news for you– you are the goose and your Forex education is the golden egg. The magic hasalways resided with the magician and not some strategy. Work hard at trading andthe rewards will eventually come your way. Remember what Tiger Woods said,“Funny, the harder I work the luckier I get.” Apply yourself as a trader and itwill be no accident when your account begins to blossom.3. You must Focus toreally get good at what you do.Now here is the hurdle most Forex tradersstruggle to get over. You have the passion and you are applying yourself to yourtrade, now focus and really get good at just at what you are doing. Be theexpert to the experts at just that one thing. Become the master of a strategy orrisk management methodologies. Really focus on getting good at it.Stop jumpingaround or getting pulled from the last “latest and greatest” into the next“latest and greatest” and focus on one aspect of Forex trading and know itinside out. Know it strengths and weakness. Set your sights on becoming experton just one aspect of trading and watch it spill over in all other aspects foryour currency trading. This is the time to fail forward fast, use every setbackas a learning opportunity that will propel you 3-steps ahead!4. You must PushYourself beyond the point everyone else might have quite.In Forex Trading thisis simple. Assume there is someone on the other side of your trade that ispushing themselves and sharpening their edge. To be successful you must you mustdo the same thing. Now is the time to examine your mental edge. Do you know thesingle most critical factor in any currency trade? It is you, the trader!Sharpening you mental edge is the most difficult aspect of trading, but also themost rewarding.Start with your Forex education and gain the self-awarenessnecessary to maximize your strengths and suppress your weaknesses. Any expertwill tell you that trading is 80% mental. It’s time to sharpen your trading tothe razor’s edge and you do this through Forex education. A constant and neverending process that will become the cornerstone of your Forex experience.5. Youmust, without wavering, be Determined and Persist to your objective.You willfail. I can state that emphatically. However, you will not be defeated unlessyou allow your failures to control your trading. It is the old adage; failure isnot falling of your horse, failure is refusing to get back on. Your successdepends on your ability to dismiss the criticism, rejection, self-doubt andpressures associated with Forex trading.Defining what is a winning trade, losingtrade and bad trade will go a long way into developing you as a successfultrader. Without the determination and persistence in all aspects of your tradinglife, obstacle will definitely appear closer and larger than they actuallyare.Take a moment and assess yourself and your trading. Do you have the keyelements to succeed? Which areas are presents development opportunities? Whenconducting a self-evaluation it is critical to be totally upfront and honestwith yourself. After all, you will only be dishonest with yourself. One of themost interesting observations you can make is that all key success factors areinterwoven. One factor supports the other. This is why your Forex education is acontinuous journey of forex strategy, money management and self-mastery. Setthese factors as your Forex education goals and take your currency trading tonew heights.
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